Pre-Need Services

Pre-arrangement allows an individual or family to select funeral merchandise and services prior to death. Planning ahead relieves the consumer of making difficult decisions during a time of great personal loss and provides financial protection by actually freezing the price of a funeral service at today's prices.

The total cost of the funeral service is determined by the price of the casket, outer burial container and type service selected. During the pre-arrangement conference a complete general price list, casket price list and an outer container price list is presented and explained. After the type of service desired has been determined and the selection of merchandise has been made, two payment options are available - payment in full or payment through installments.

Even though Mississippi law requires that a funeral home deposit a minimum of 50% of pre- arrangement money in a legal trust, 100% of the money paid to Lakeview Memorial Funeral Home for a pre-arrangement will be invested with Forethought Insurance Company. Forethought Insurance Company is bonded and governed by the Mississippi Insurance Commission. The investment of your money is safe and can only be withdrawn with proof of death.

If you would like more detailed information about the pre-arrangement program at Lakeview Memorial Funeral Home, please e-mail or call to arrange a conference with any staff member.

At Need Services

At Need services are utilized after death occurs. The surviving family is tasked with making a selection of merchandise and services to be provided. Representatives of the family meet with one of our funeral dierctors and are guided through the arrangment process.

Payment for At -Need services is required at the conclusion fo the arrangement process. Payments can be made via valid insurance policies, cash, check, money orders, or credit cards. All valid insurance policies (including burial policies with other firms) are honored at Lakeview Memorial.

INSURANCE PLANS

We offer an array of different insurance plans and we have the right plan for you

801 PLAN: Ordinary Life-Monthly Increasing Benefit Plan Insurance premiums are payable for 12 months. The face amount payable for death due to natural causes increases each month by the amount of the premium payment. The face amount payable for death due to accident is the ultimate face amount. Dividends become available after the second year and continue for life.

803 PLAN: Ordinary Life-Monthly Increasing Benefit Plan Insurance premiums are payable for 36 months. The face amount payable for death due to natural causes increases each month by the amount of the premium payment. The face amount payable for death due to accident is the ultimate face amount. Dividends become available after the second year and continue for life.

805 PLAN: Ordinary Life-Monthly Increasing Benefit Plan Insurance premiums are payable for 60 months. The face amount payable for death due to natural causes increases each month by the amount of the premium payment. The face amount payable for death due to accident is the ultimate face amount. Dividends become available after the second year and continue for life.

850 PLAN: Ordinary Life-Level Benefit Plan- Single Premium

Insurance premium is payable in one payment. The face amount payable for death is level for all causes. Dividends become available after the first year and continue for life.

853 PLAN: Ordinary Life-Level Benefit-3 Pay

Insurance premiums are payable for three years. The face amount payable for death is level for all causes. Dividends become available after the second year and continue for life.

855 PLAN: Ordinary Life-Level Benefit-5 Pay

Insurance premiums are payable for five years. The face amount payable for death is level for all causes. Dividends become available after the second year and continue for life.

THE FAMILY PLAN:The Family Plan covers parent(s) and dependent children under one policy. The maximum amount that can be written on a Family plan is $5000.00 If additional coverage is desired, an individual policy is written. All dependent children are covered under this policy. Dependent children include any child, step-child, or legally adopted child, of the insured, who is at least 15 days of age and has not reached his/her 18th birthday on the date of the application, or has acquired such relationship to the insured after the date of such application, but prior to the child’s 18th birthday.

Children born or adopted after the policy is issued are covered as soon as they reach 15 days of age. Coverage is $250 per $1000 applied for until age 6 months, then coverage is full face amount.

The Family Plan policy provides accidental death and loss of limb benefit on the father and mother. Children do not have accidental death and loss of limb benefit. An accident policy can be written on each child. The children written on Family Plan policies do not have a separate premium, it is included in the premium paying parent.

 When a dependent child reaches age 21 and is no longer covered under this policy, a policy will be issued in the same amount when the completed proper application is received in the home office. Submit an application and omit all health questions. This must be done within 90 days after the dependent child reaches their 21st birthday.

All children are accepted on Family Plan applications regardless of their health.

 Accidental coverage is only on Father and Mother, or on the premium paying parent.

We would be glad to advise you - without obligations. It is important to us to provide you with binding promises for your security as you make your way down your last road. Call us at 601 629-3500 or email lakeviewmemorial@bellsouth.net